All-In-One Modern Insurance Intermediaries Application
ALL-IN-ONE PLATFORM | INTEGRATED QMS | AI DRIVEN ADD-ON SELECTION | AUTOMATED QCR CREATION | SEAMLESS API INTEGRATION | SMART DMS |
OCR-ENABLED | AI-ENABLED | MODULAR INFRASTRUCTURE
Bima Rath The 360° Solution Streamlining the
Broking Lifecycle
Automated Customer & Opportunity Management
Digitized customer creation with built-in duplicate checks to ensure audit readiness. Centralized opportunity pipeline tracking for improved business visibility and control.
From lead to claim, manage the complete broking lifecycle with automation, insights, and integration built to improve efficiency, accuracy, and turnaround time across every touchpoint.
Template-Driven Quote Management
Digitized customer creation with built-in duplicate checks to ensure audit readiness. Centralized opportunity pipeline tracking for improved business visibility and control.
Streamlined Quote Request & Tracking
Tracking of quote requests sent & received through a centralized Dashboard. Real-time updates on quote request status with automated reminders to reduce TAT breaches.
Effective Documentation & Negotiation Management
Centralized, searchable document repository with version control and attachment of necessary documents to quote slip. Automated negotiation tracking with history logs to maintain a complete audit trail.
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Automated QCR Compilation & Decision Support
Rule-based auto-compilation of QCRs from multiple insurer responses.Easy comparison, recommendation engine, and structured workflows.
Efficient Policy Lifecycle Management
Automated policy creation, renewal generation, and endorsement tracking. UTR and revenue tracking dashboards to simplify financial reconciliation. Instant upload and retrieval of policy documents for seamless operations.
Integrated Claims Processing
Real-time FNOL creation linked directly to active policies. Smart claim form generation and digital loss document management. Complete visibility of Claim summary for renewal management & audit requirements.
Public API & Ecosystem Integration
Seamless integration with platforms like Vahan, mParivahan, and DigiLocker. Reduces manual data entry, enhances compliance, and accelerates workflows.
How Bima Rath Works
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CRM – Customer & Opportunity Management
Create and manage customers and opportunities with full visibility into the sales pipeline.
QMS – Quote Management & QCR Creation
Prepare quotes, send to insurers, receive responses, and generate a Quote Comparison Report (QCR) for the Sales Manager.
CRM – Deal Finalization & Policy Upload
Sales Manager reviews QCR, sends the selected quote to the customer, marks the deal as Won or Lost, and uploads the policy copy.
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Policy System – Policy Lifecycle Management
Search and manage issued policies—supporting endorsements, renewals, and cancellations with ease.
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Claims System – Simplified Claims Processing
Configure and register claims against policies, track status, and ensure swift resolutions through automated workflows.
Modular. Purpose-
Built. Intelligent. Engineered for Excellence
CRM Module - Streamlined Customer & Opportunity Management
Real-time duplicate checks ensure audit-compliant onboarding. Centralized pipeline with visual tracking of leads, quotes, and conversions. Rule-based renewal tracking with auto-mailers. Appointment booking + MOM tracking. Expense Management- Provides top management a view on cost of acquisition.
A powerful, modular suite that streamlines customer engagement, quoting, claims, and compliance all designed to help you work faster, smarter, and more securely.
QMS - Template-Driven & Smart Quoting
Pre-defined, compliant quote-slip templates. Guided add-on selection for accuracy. Full quote request tracking with audit logs. Automated QCR from multi-insurer inputs. Version-controlled negotiation tracking
Policy & FNOL Module - Effective Lifecycle & Claims Handling
Auto policy creation and document upload. Rule-based renewal mailers and reminders. Endorsement request tracking + revenue mapping. Real-time FNOL with dynamic policy fetch. Smart stitched claim forms and document uploads. Unified view of policy-claim linkage
Dashboard - Data-Driven, Insightful, Actionable
Role-based widgets for different teams (sales, placement, claims). Target-achieved mapping and KPI analytics. Real-time TAT tracking and status boards
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Document Vault & Compliance Center Secure, Auditable, Centralized
Central repository for all customer, policy, and claim documents. Auto-tagging with metadata for easy retrieval and audit trails.
User & Access Management - Secure, Flexible, Controlled
Role-based access with micro-permission granularity. Dynamic user switching for multi-role scenarios. Region, team, or vertical-specific data visibility controls.
Built for Brokers- Powered by Advanze.
At Advanze, we believe insurance intermediaries deserve more than just tools - they need a smart, seamless ecosystem. We created Bima Rath, an all-in-one, next-gen platform designed to redefine the broking experience. Built with the vision of IRDAI 2047 — Insurance for All, Bima Rath empowers Property & Casualty insurance brokers and intermediaries with the automation, intelligence, and control they need to stay ahead in a fast-evolving market. We’ve eliminated the inefficiencies of fragmented systems and manual processes.
Bima Rath brings structure, speed, and smart decision-making to every step of the broking lifecycle—from onboarding and quote management to policy issuance, claims, and renewals. Our mission?To help you close faster, operate smarter, serve better, and grow stronger. Whether you’re a growing brokerage or a large enterprise, Bima Rath offers modular flexibility, deep integration capabilities, and role-based dashboards that deliver actionable insights without complexity.
Boost efficiency, ensure compliance, and make smarter decisions with our all-in-one platform designed to reduce risk, enhance customer satisfaction, and seamlessly connect you with insurers and corporates.
Business Impact
Accelerated Processes
Enhanced Compliance
Data-Driven Decisions
Customer Satisfaction
Easy Integration with Insurers & Corporates
Reduced Risk
Answers to your common questions for Bima Rath
What is Bima Rath?
Bima Rath is an all-in-one insurance broking solution that unifies CRM, QMS, Policy Management, and Claims Initiation into one intelligent, modular solution integrated through centralised dashboard.
How does Bima Rath help streamline the insurance workflow?
It automates almost 75% of the entire journey—from capturing leads to generating quotes, getting the Quote Comparison Reports to revenue booking, managing policies, and inititing claims-reducing manual effort, improving accuracy, and accelerating TATs.
Can Bima Rath integrate with existing insurer or corporate systems?
Yes, Bima Rath is built on an API-first architecture, allowing seamless integration with insurers, corporates, and third-party data APIs & administrators.
Does Bima Rath support compliance and regulatory requirements?
Absolutely. It includes built-in audit trails, version controls, and encrypted data, data privacy to help maintain compliance with ease. In-build reporting as per IRDAI with a Auto-mailer functionality.
Is Bima Rath customizable for different brokerage workflows?
Yes, it features a modular infrastructure that allows customization based on your business processes, products, and regional compliance needs.
We’ve helped them
We've partnered with many household brand names to deliver insights and solutions to their problems with big data.
Happy clients
Don't just take our word for it – our clients frequently stay in touch with us and work with us on future projects that require big data insights.
John Bjerrand
I work in agricultural consulting, meaning that we often need to use big and complex datasets to justify expensive investments for our clients. Lilo's consultants helped us see the big picture with their visualization tools and expertise.
Anna Claudio
As the in-house supplier manager, it's sometimes had to understand which manufacturers work best for our needs. Lilo's data analysis helped us identify where we could save and which manufacturers worked the best for us in the long term.
Get in touch
Help us with a few basic details, we’d love to connect, understand your requirements, and work with you to solve your technical problems.
